Unlike other system generated reports, PIRmodule generates a loan level Test of Expected P&I along its corresponding cash posting for a given cutoff. When a P&I account is out of balance, it could take days, weeks or months to identify the root causes of each loan.  Millions of dollars are written off due to unknown errors or simply due to time constraints.  With PIRmodule, finding the needle in a haystack is no longer an impossible task.   Why?  Because the module can quickly and effectively identify the problem loans at loan level whether a monetary or non-monetary difference month after month.  It can automatically calculate what should be in the bank account, what went in the bank account and then identify the differences at loan level with less time and less staff.  From a management stand point, management is armed with information to make sound decisions, accounts are reconciled timely, root causes identified, adjustments processed and cleared at a fraction of time and cost compared to other methods.